Protecting your child’s identity is so important as a parent in the digital world. Read some great tips below about child identity protection.
*This post is sponsored by IdentityProtectionPlanning.com
Child identity theft is the fastest growing crime in the US
From the time kids start school, sports, and camps, parents are filling out form after form with Junior’s social security number on it. Aside from that, a new “data breach” is daily news these days. It is occurring so often that the severity of what actual data was breached is not nearly as shocking as it should be. Each and every time a data breach occurs it means that personal private information has been exposed.
Identity thieves know that a child’s social security number is a quick ticket to a new identity. Typically child identity theft is not detected until the child turns 18 and is applying for a college loan or credit card.
Imagine this, the day has finally arrived for your teenager to apply for college and hence probably a college loan. You watch your son or daughter excitedly open up the college loan response and see a big DECLINED!!!! How can this be? Why would your child not qualify for a college loan?
Unfortunately, the answer is because when Jr was about 6 years old, his/her social security number was exposed in one of the thousands of data breaches that occur. An identity thief purchased the stolen social security number on the dark web.
The identity thief then created and a fake person also known as a “synthetic identity.” Only now are you finding out that your child’s social security number has been misused for the past 12 years.
Now there are 12 years of negative credit reports, a mountain of debt, and quite a mess to clean up. The first step is by convincing the credit card companies, banks, and whoever else is owed money that your child is not responsible for the actions used with their social security number. Next is cleaning up the damage that has been done. In this situation, the clock is ticking for your child to try to get the college loan that they need to further their education. This would be devastating to any teen who had their heart set on going to college with the help of financial aid.
So, what should parents do?
Here is one very good option. Parents can educate themselves about identity theft at www.IdentityProtectionPlanning.com
Identity Protection Planning is a Connecticut Company founded by Dana Mantilia Coady. Dana is a businesswoman with 3 of her own children along with 4 additional stepchildren. Protecting her children’s identities is very near and dear to her heart. Identity Protection Planning was developed to focus on educating, organizing, and protecting families from identity theft. There is a real need to help educate parents on the risks associated with both adult and child identity theft. Identity Protection Planning offers IDENTRON identity theft protection plans.
For roughly 80¢ a day a family of four will be protected. IDENTRON provides the most comprehensive family identity theft protection available on the market today. The IDENTRON Parent Plan provides complete protection for 1 adult and up to 4 children. Learn why Identron is different from any other identity theft protection company.
It is much better to be proactive about protecting your family from identity theft instead of dealing with the time, frustration and expense associated with cleaning up an identity fraud situation. Take 5 minutes of your day to check out which IDENTRON Plan suits your family’s needs.
Author’s Bio: Dana Mantilia lives in Connecticut. She is a Mom, wife, and business entrepreneur. Dana has earned status as a Certified Identification Protection Advisor from the Identity Management Institute. While researching and educating herself on the increasing risks associated with identity theft, she realized how prevalent child identity theft. After speaking with hundreds of everyday parents Dana recognized a lack of child identity theft awareness. She developed Identity Protection Planning LLC. A company that focuses on educating, organizing, and protecting all family members (including minor children) from identity theft.
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